I am so excited that we are confirming your fabulous vacation. At the bottom of this page, you will find a vacation contract to fill out and place payment. Before you sign on the dotted line, it is my responsibility as a travel professional to urge my clients to consider adding vacation protection to their vacation and to also make sure they read the Terms and Conditions in the contract.
PLEASE NOTE: If you are traveling June 1st - November 30th, it is considered Hurricane Season. Hurricanes are not predictable and can form at any time. Because of this, I strongly suggest you purchase vacation insurance to protect your investment. Also note, hurricanes can also happen outside of this time period.
Please take 5 minutes before confirming your vacation to watch this quick video and read the benefits below:
Because anything can happen. Even those who play it safe can face medical emergencies, political unrest or worse. When the unforeseeable becomes reality, you want the coverage that travel insurance can provide. Much more than trip cancellation, travel insurance is financial protection with emergency assistance to keep you safe as you travel the world.
Many of your travel arrangements may be non-refundable or subject to strict cancellation penalties. Often times, the lowest cost airfares, cruise and land packages generally include significant penalties if you are unable to actually take your trip. For only 5-7% of your trip cost, travel insurance can help you avoid those penalties and protect your investment.
How Does Travel Insurance Work?+
Travel insurance is a collection of benefits and services designed to protect you in three key ways:
Coverage for Your Travel Arrangements: Among the most frustrating experiences a traveler can have are trip cancellation, trip interruption, and travel delay. Should unforeseeable reasons force you to cancel, interrupt, or delay your trip, travel insurance aims to reimburse you for the cost of your travel arrangements.
Coverage for You: Probably the most important coverage travel insurance can provide is coverage for you. Protection against the costs a traveler can incur from unexpected medical expenses, medical evacuation, and non-medical emergency evacuation can be high. Travel insurance can protect travelers from those costs, so they can focus on their health and safety. Not how it will affect their bank accounts.
Coverage for Your Belongings: When we travel, we take baggage and other personal items on our trip. Travel insurance can reimburse travelers for the money spent to replace these items when baggage and personal effects are delayed, lost, or stolen.
What if I already have health insurance? +
Traditional domestic health insurance plans • Limitcoverageforout-of-country medical expenses to emergency-related costs. • Have high deductibles and co-pays for emergency treatment abroad. • Don’t cover out-of-country emergency medical transportation. Medicare • Medicare won’t pay for health care and supplies you receive outside the U.S. in most situations. • Medicare cannot cover prescription drugs purchased outside the U.S.
But wont my credit card will cover it? +
Credit card coverage for trip cancellation and interruption is highly limited compared to travel insurance. • Creditcardcoveragesvary.Youwouldhavetofindyour credit card agreement to determine if your card carries any cancellation coverage. This could be time consuming for you. • Credit cards usually only reimburse for death, injury or illness of the insured or a family member, or for supplier default. Credit cards may not reimburse consumers in cases of travel delay. Credit cards may not automatically cover medical emergencies, and usually don’t cover emergency medical transportation and evacuation.
What if I don’t need insurance because I’m young and healthy? +
Travel insurance doesn’t just cover you. It also provides coverage if you need to cancel or return home if something coveredhappenstoyour: • Travelingcompanion • Children • Spouse • Parents • Other family members
Doesn't travel insurance costs too much? +
Travel insurance is only a small percentage of your total vacationcost. If you need to cancel, could you afford to re-book? If you have to get home in an emergency, do you have the funds? “I will just take the cruise line insurance.” Cruise line Cancel For Any Reason coverage is not insurance and in most cases doesn’t allow cancellation. It’s actually “Postpone For Any Reason” coverage.
- Paid in a voucher
- Must use within 12 months
- Only good for the final payment